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Steven B. Pollack, attorney

Why Hire a Lawyer for Your Insurance Claim?

 

Insurance companies make money from the difference between the premiums they collect and the claims they pay. While it is their business to pay valid claims, the more claims they pay the less money they make. Your insurance company will therefore investigate your claim before making any benefit payment to you. With a properly submitted insurance claim you are more likely to be paid what you are owed. Mistakes made in the process of submitting your insurance claim, or providing wrong information to the investigating insurer, can lead to costly denial or underpayment of your claim. As one of the few attorneys in Illinois focusing on representing policyholders, I can help  you in making your insurance claim – and significantly increase the likelihood of full recovery of the money that is owed under the policy.

I have been helping policyholders make claims and litigate coverage denials since 2006. I hold the insurance company to its obligations over the entire course of the insurance claim. By representing you early in the process I learn all the facts surrounding your loss.  I am then able to quickly shift to filing suit in the event of a denied or underpaid claim.

But what are the advantages of hiring insurance lawyers for insurance claims? Here is a brief list…

* A lawyer is trained to analyze and research contract language to determine if damage is covered. Public insurance adjusters are trained to determine the value of covered damaged property.

* In my specific case, my house suffered a fire on January 8, 2000 and I had to fight to get my own insurance claim paid. My insurer, a well-known company, did not act in good faith. This angered me, and is one of the reasons I decided to limit my practice to insurance claims, so I could help others correct the imbalance of power between the policyholder and insurance company.

* When a client retains me before the claim is denied my fee is usually 12% of the amount recovered. This means that should your claim be denied I would not earn a fee. If you retain me to litigate a denied or underpaid claim my fee is usually 33% of the amount recovered. In some cases I also require an upfront retainer. Hiring a lawyer early and avoiding a denied claim is always preferable.

* My clients consistently tell me they are very relieved after retaining me as their attorney.

I am one of the few who has this narrow focus on insurance policy claims. The types of policy claims I handle include:

  • Life
  • Accidental death
  • Fire and other property damage
  • Liability to others
  • Own occupation disability
  • Uninsured motorist

There are other areas such as personal injury or apparently uninsured property damage that can still be resolved through insurance, so feel free to reach out to me for a free consultation to determine if I can assist in your loss. I can be reached by the above link, at steven@ecoesq.com or at 847-436-9566.

While there are different facets of insurance, they all deal with similar principles. That is why my focus on insurance claims is so important – I understand the ins-and-outs of the process.

   

 

*Disclaimer: We are not creating an attorney/client relationship by you submitting any initial information. This relationship will only arise through an engagement letter signed by both of us.


© 2006-2020 Steven B. Pollack