Insurance Claim Lawyers

While insurance lawyers play an important role in helping people who have had fires and need help with the insurance claims, no one has credentials that compare to fire insurance attorney, Steven B. Pollack. Steven experienced a fire himself and had to fight to get the insurance company to pay his claim. This is part of the reason that he made the decision to become an insurance lawyer, to help others who have to go through this difficult process at a time when they are already feeling the loss and sense of vulnerability towards the insurance company.

Steven has been handling fire insurance claims for many years and he knows the entire system from the initial events through the representation in the courtroom. While there are other insurance attorneys who provide some of the services that individuals are in need of, he offers a full service that ensures his clients are represented in the best possible way. As your insurance attorney, he will build a great working relationship with you over the course of the claim. He will start by learning all the facts surrounding the loss during presentation of the sworn statement in proof of loss so that he is able to quickly shift to filing suit in the event of a denied claim.

Individuals don’t always realize the importance of hiring insurance lawyers when they have experienced a fire. There are many different circumstances that call for an insurance attorney. If your fire was intentionally set, you will need an attorney regardless of who set the fire. Until the authorities and insurer are satisfied that someone else is responsible for starting the fire, you will be considered the prime suspect. Since the insurance company may not pay your claim if you started the fire, caused someone else to start it, or they think they can make a good faith allegation of either, you will need an insurance lawyer who knows the laws and will protect your rights.

After a fire, the insurer may demand you to submit to an examination under oath. This typically takes place in the office of the insurance company and is attended by a court reporter, the insurance company adjuster, the insurance company attorney, and you. This meeting is not covered by rules to govern their length or content and are often used by insurance companies towards the end of the claim after the sworn statement in proof of loss has been submitted. Areas of inquiry typically include information about items of high value and any areas where coverage may be in dispute. Even though the insured may not have previously considered contacting insurance lawyers for advice, they will typically reach out to aninsurance attorney at this point. To get the most benefit from an attorney, hire them immediately after the fire when nothing has been signed or agreed upon.

Go to www.fireclaimlaw.com to learn more about Steven B. Pollack and see why he is the best choice for an insurance attorney when you have had a fire even if you have not yet had any complications with your insurance claim. As the insured, you have the right to be compensated for the loss of your property and he will help you protect those rights!

As responsible and law abiding home or business owners, we are all encouraged to do the right thing and take out insurance policies to cover all eventualities. These providers are quick to tout for our hard earned dollar and give assurances, which at the time afford us piece of mind; but in reality, many of these commitments are not actually what they appear to be at face value. Small print gets a bad press for a good reason, there is very often some hidden get out clause, written in 'insurance language', that should the need arise for a claim to be submitted, the insurer will refer to and very possibly twist to their own advantage and adjust the policy accordingly.

As a trained attorney, I am here to act for the good folk of Illinois and ensure that they are not subject to the bully boy tactics which are often displayed by a public adjuster, who may have ulterior motives to try and get a client to settle for less than their entitlement. My legal background helps me understand the finer points of a policies and contracts, and as a consequence, puts me in a strong position to fight a clients corner and recover the insurance pay-outs that they have been paying expensive premiums for.

My specialized subject is fire claims, so you could describe me as a fire claims lawyer, but I am more of a fire claims adjuster, who offers a sensible alternative to a public adjuster and my fees will not cost any more than theirs. My vast experience in litigation allows me to look after a customers best interests, whilst keeping an eye on the finances; indeed my charges are just 10% of any insurance recovery – there is no fee for non recoverable outcomes.

By appointing myself from the onset, I can fully understand the case and my presence also has an effect on the attitude of the Insurance company, who might otherwise take liberties against susceptible members of the public. Having a fire claim lawyer at your side, allows some of the burden to be eased from the claimants shoulders and lends some stability into a situation, that will undoubtedly be a time of great stress. Many fire claims result in the need to move out of the property and into temporary accommodation, so my appointment can offer some respite, and lets a client concentrate on family matters.

Why would you not just accept a public adjuster? It is probably the easiest option after all and there should be no apparent reason to suspect that anything but the sincerity and integrity that they display at their first introduction, is the norm. Unfortunately, this I'm afraid will not be the true reason for them turning up out of the blue. Insurance companies do not like to pay – that is fact, and if they have to pay then they want it to be as little as possible. So with a fire claim, a public adjuster will often prey on the vulnerability of a claimant and employ some aggressive questioning and intimidatory behavior, in the hope that scare tactics will see a settlement concluded for far less than it should be.

As a fire claim lawyer, I have something called a fiduciary duty – meaning I am bound to put your interests before those of my own; but as a decent law abiding citizen myself, I would morally undertake such practice anyway. The public adjuster however, is under no such obligation and might even have his own interests at heart if, for example, he has some involvement with a construction company, who may act on behalf of the insurers. That may raise an eyebrow of any decent, honest individual, but I'm afraid these practices to occur, and quite often.

A fire claim, submitted in all innocence and in the perfect rights of a homeowner, can actually turn into a state of affairs that sees the claimant being subjected to what sometimes will feel like harassment and interrogation. Under Illinois state law, whilst these inquiries are permitted, they have to be carried out in the correct manner and as the appointed fire claim lawyer, I will ensure that this is adhered to. There are many reports where an unscrupulous public adjuster has acted in an unethical way, but escaped unpunished due to scaremonger tactics. With the assistance of a qualified fire claim lawyer, none of this bad practice will ever take place.

I am Steven B Pollack and I'm here to protect all your rights and see that honesty prevails. A fire claim is something nobody ever wants to have to become involve with, but if such an eventuality should happen, then my professional assistance can make a difficult period run as smoothly as possible. My book 'After the Fire' is a free publication to aid claimants with the first two critical months after submitting a claim and can be ordered here at Fireclaimlaw.com, where you will also find a consultation form, from which I'll respond to immediately, with my initial thoughts as to what my involvement ought to be. My contact number is (847) 436-9566 – in an idea world you'll never need to get in touch, but should you need me, please do not hesitate, I'm always available.