Insurance Claim

Getting fire insurance on your home is an essential step in protecting your home. When the unthinkable happens, however, it is important to understand the method for filing an insurance claim in order to get the repairs you need and get back on your feet again. Individuals who have never had to fill out and submit insurance claims before might be surprised by the complex system and the difficulty they have in getting the proceeds that their insurance entitles them to. That’s when Steven B. Pollack can provide you with the help you need. As an experienced Illinois insurance claim attorney, he has the specific knowledge of the legal system that is required to make it work for you.

Hiring an insurance claim attorney will provide you with many benefits. Unlike an insurance claims adjuster, Steven has the specific knowledge of the legal system and can obtain more money from the insurance companies through a combination of contract interpretation, case law research, and legal experience. While an insurance claims adjuster will not fight the insurance claims all the way to the courtroom, you can rely on Steven to handle your case the way he has handled many other clients’ claims in the past. He has an excellent track record for handling this type of claim.

One reason that Steven Pollack is a better choice over other insurance claim lawyers is from his own experience of the loss you are feeling and the sense of vulnerability you have towards the insurance company. Steven had a fire and he had to fight to get his own fire insurance claim paid. The insurance company did not respond honorably or in good faith according to the terms of the insurance policy. This is one reason that Steven made the choice to become an insurance claim attorney, so that he could help others correct the imbalance of power between themselves and the insurance company.

Unlike some insurance claim lawyers, Steven typically only charges a fee if the claim is successful. He doesn’t get paid unless you get paid. Nonetheless, he will walk you through every single facet of the case from an event like an examination under oath to the presentation of the sworn statement in proof of loss. He will cover every detail down to the way you should address the judge in court. If your primary concern is with getting the money you have a right to from your insurance claim, Steven is one of the only lawyers with the narrow focus to protect your rights.

There are different types of insurance law that Steven deals with and which might apply to your case. Sewer backup, hail damage, loss of property during transportation and wind damage are all areas of law that he is familiar with and has experience in dealing with. His expertise in all of these areas is what gives him the credentials to handle your insurance claim and protect your rights when you have a fire. To get the help you need to collect your money, go to www.fireclaimlaw.com. You can also contact Steven B. Pollack at 847-436-9566.

As responsible and law abiding home or business owners, we are all encouraged to do the right thing and take out insurance policies to cover all eventualities. These providers are quick to tout for our hard earned dollar and give assurances, which at the time afford us piece of mind; but in reality, many of these commitments are not actually what they appear to be at face value. Small print gets a bad press for a good reason, there is very often some hidden get out clause, written in 'insurance language', that should the need arise for a claim to be submitted, the insurer will refer to and very possibly twist to their own advantage and adjust the policy accordingly.

As a trained attorney, I am here to act for the good folk of Illinois and ensure that they are not subject to the bully boy tactics which are often displayed by a public adjuster, who may have ulterior motives to try and get a client to settle for less than their entitlement. My legal background helps me understand the finer points of a policies and contracts, and as a consequence, puts me in a strong position to fight a clients corner and recover the insurance pay-outs that they have been paying expensive premiums for.

My specialized subject is fire claims, so you could describe me as a fire claims lawyer, but I am more of a fire claims adjuster, who offers a sensible alternative to a public adjuster and my fees will not cost any more than theirs. My vast experience in litigation allows me to look after a customers best interests, whilst keeping an eye on the finances; indeed my charges are just 10% of any insurance recovery – there is no fee for non recoverable outcomes.

By appointing myself from the onset, I can fully understand the case and my presence also has an effect on the attitude of the Insurance company, who might otherwise take liberties against susceptible members of the public. Having a fire claim lawyer at your side, allows some of the burden to be eased from the claimants shoulders and lends some stability into a situation, that will undoubtedly be a time of great stress. Many fire claims result in the need to move out of the property and into temporary accommodation, so my appointment can offer some respite, and lets a client concentrate on family matters.

Why would you not just accept a public adjuster? It is probably the easiest option after all and there should be no apparent reason to suspect that anything but the sincerity and integrity that they display at their first introduction, is the norm. Unfortunately, this I'm afraid will not be the true reason for them turning up out of the blue. Insurance companies do not like to pay – that is fact, and if they have to pay then they want it to be as little as possible. So with a fire claim, a public adjuster will often prey on the vulnerability of a claimant and employ some aggressive questioning and intimidatory behavior, in the hope that scare tactics will see a settlement concluded for far less than it should be.

As a fire claim lawyer, I have something called a fiduciary duty – meaning I am bound to put your interests before those of my own; but as a decent law abiding citizen myself, I would morally undertake such practice anyway. The public adjuster however, is under no such obligation and might even have his own interests at heart if, for example, he has some involvement with a construction company, who may act on behalf of the insurers. That may raise an eyebrow of any decent, honest individual, but I'm afraid these practices to occur, and quite often.

A fire claim, submitted in all innocence and in the perfect rights of a homeowner, can actually turn into a state of affairs that sees the claimant being subjected to what sometimes will feel like harassment and interrogation. Under Illinois state law, whilst these inquiries are permitted, they have to be carried out in the correct manner and as the appointed fire claim lawyer, I will ensure that this is adhered to. There are many reports where an unscrupulous public adjuster has acted in an unethical way, but escaped unpunished due to scaremonger tactics. With the assistance of a qualified fire claim lawyer, none of this bad practice will ever take place.

I am Steven B Pollack and I'm here to protect all your rights and see that honesty prevails. A fire claim is something nobody ever wants to have to become involve with, but if such an eventuality should happen, then my professional assistance can make a difficult period run as smoothly as possible. My book 'After the Fire' is a free publication to aid claimants with the first two critical months after submitting a claim and can be ordered here at Fireclaimlaw.com, where you will also find a consultation form, from which I'll respond to immediately, with my initial thoughts as to what my involvement ought to be. My contact number is (847) 436-9566 – in an idea world you'll never need to get in touch, but should you need me, please do not hesitate, I'm always available.